Terms & Conditions


We hope you find our website informative. The information is not directed at any person or entity; the content, provided by Ingenuity Financial Services Limited (“IFS”), is for general information purposes only. Although we endeavour to keep the information up to date and correct, we make no representation or warranty, either express or implied, relating to its accuracy or completeness, and the information on the website should not be relied upon. The contents of this website should not be construed as financial advice, a personal recommendation or investment advice.

Users of this website should always seek appropriate financial advice from a suitably qualified Independent Financial Adviser. IFS disclaims liability for any loss howsoever caused arising either directly or indirectly from any reliance placed on any information on this website or in connection with the use of, or the lack of availability of this website or its content or as a result of withdrawing and/or screening, editing or removing any materials or content on the website or otherwise (save for death or personal injury arising from our negligence).

The information on this website is intended only for users, over 18 years of age, who are resident in the United Kingdom. Non-UK users are responsible for compliance with local regulations and laws, where applicable.

Data Protection and Privacy

Ingenuity Financial Services Limited is registered as a data controller with the office of the Information Commissioner. Details of our registration can be found at the Information Commissioner’s Website.

We respect your concerns about privacy. We, therefore, encourage you to refer to our privacy policy on an ongoing basis to stay abreast of our most current privacy policy practices, which are intended to protect your privacy and ensure that your personal information is handled in a safe and responsible manner.


We do not warrant (either expressly or impliedly) that the function, operation or accessibility of this website will be uninterrupted or error-free, that defects will be corrected, or that the website or the server that makes it available will be free of viruses or other harmful elements. It is your responsibility to virus check all materials before downloading them from this site for any purpose.


This site may be linked to third party websites or contain information provided by third parties. Links made to other websites are made entirely at your own risk and IFS accepts no liability for any linked sites. IFS does not make any representation as to the accuracy or completeness of such websites or information, has not and will not review or update such websites or information. Our permission is required before linking to this site.


IFS is keen to ensure that our website is accessible by blind and partially sighted people. We have tried to ensure that key navigation and page features are accessible, and we are committed to increasing the accessibility of the website – we would welcome your feedback to help us achieve this.


The pages and content of this website are subject to copyright. You may access or download the contents of any pages and store them on a temporary basis for the purpose of using the pages. Any permanent storage, copying or redistribution of any information on this website is prohibited.

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